Drug and alcohol addiction challenges individuals in their personal and professional lives. Cigna rehab insurance typically offers some level of coverage for addiction treatment. Freeman Recovery Center has multiple facilities in Middle Tennessee in which you can receive the treatment you need.
The team of behavioral health and addiction specialists at Freeman Recovery Center provides comprehensive rehabilitation for substance abuse, including situations where mental health conditions coexist with addiction, often referred to as dual diagnosis. The experienced professionals at Freeman Alcohol and Drug Addiction Recovery Center are equipped to effectively manage these complex cases.
Who is Cigna, the Health Insurance Provider?
Cigna is a global health services company that offers medical, dental, disability, life, and accident insurance. The company was founded in 1792 as the Insurance Company of North America, making it one of the oldest insurance companies in the U.S. In 1982 it merged with Connecticut General Life Insurance Company and the merger created Cigna.
Today, the headquarters is in Bloomfield, Connecticut. Cigna is a publicly traded company on the New York Stock Exchange and has grown significantly in the past years. A notable acquisition was the purchase of Express Scripts in 2018, a major pharmacy benefit manager, which significantly expanded the company’s scale and capabilities in health services.
Some of Cigna’s Brands, Products, and Services in Tennessee
Cigna offers a range of health-related products and services to individuals, families, and employers. The company is a leader in the insurance and health services sector, known for extensive product offerings and a commitment to improving the health, well-being, and peace of mind of its members.
- Health insurance: Cigna provides a variety of health insurance plans including PPOs, HMOs, and Exclusive Provider Organizations (EPOs). They offer employer-sponsored insurance and plans through the public Marketplace established by the Affordable Care Act.
- Dental insurance: Dental coverage is available as a standalone product or is integrated into other insurance plans.
- Behavioral Health Services: Cigna provides support and coverage for individuals needing mental health services, including counseling and psychotherapy.
- Accident insurance: Coverage can help individuals cope with out-of-pocket expenses that come from accidental injuries.
- Medicare plans: Cigna offers Medicare Advantage and Medicare supplement plans to seniors to help cover additional health costs that Medicare does not cover.
- Pharmacy services: The pharmacy benefit management services help cover prescription drug plans, including drugs used in medical detoxification and medication-assisted treatment.
Drug and Alcohol Substance Use and Addiction Statistics in Middle Tennessee
Drug and alcohol addiction creates challenges in Tennessee as it does in every other state. The hospital costs alone are estimated at an annual $13.2 billion across the U.S. Drug offenses are responsible for 350,000 people in the jail system each year and roughly 1 in every 5 persons in prison is locked up for a drug offense.
In 2020, the Tennessee incarceration rate was 6% higher than the national average. Yet, people do not get treatment while in jail. When a person has to wait for treatment, they’re less likely to complete the program. Insurance coverage is a significant concern. In 2020, data showed that mental illness and substance use disorders affected nearly one-third of all non-elderly adults, most of whom were covered by private insurance. People who were covered by Medicaid with moderate to severe illness are also more likely to have chronic health conditions.
Exploring Middle TN and its Famous Cities and Popular Locales
Middle Tennessee is one of three state divisions, characterized by a varied landscape ranging from rolling hills to fertile river valleys. The region is the geographic and populated center of Tennessee, blending urban and rural settings with rich historical significance and booming economies. Middle Tennessee’s heart is Nashville, which is Music City and the state’s capital.
Nashville is famed for its vibrant music scene and thriving business environment. To the south lies Franklin, a city noted for a charming downtown area and Civil War history. Nearby is Brentwood, an affluent suburb with high-quality residential life and a strong business community. Murfreesboro is one of the fastest-growing cities in the country and is home to Middle Tennessee State University.
Chattanooga, to the east, offers a unique mix of natural beauty and technological innovation while Gatlinburg at the base of the Great Smoky Mountains National Park is a popular tourist destination. Memphis is a cultural center, known for influential strains of blues, soul, and rock and roll music. Each city contributes to the dynamic and diverse character of Middle Tennessee, making the region a significant cultural and economic part of the Volunteer State.
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What is The Cigna Connect Health Plan?
The Cigna Connect Health Plan provides members with affordable and flexible coverage options. The plan is primarily available through the health insurance Marketplace, offering a range of coverage levels and network configurations to address the specific needs of its members, including individuals and families.
The plan emphasizes preventive care and wellness, encouraging members to maintain regular checkups and screenings at no extra cost when they use in-network providers. The Cigna Connect Health Plan is known for competitive premiums and out-of-pocket expenses that are structured to make health care accessible and affordable. The plan engages in-network doctors and facilities to ensure that members receive high-quality care while keeping their costs manageable.
Is the State of Tennessee A Part of the Cigna Connect Health Plan?
Cigna Connect Health Plan is offered in many of the counties of Tennessee. The Connect network is an Exclusive Provider Organization (EPO) that offers members access to local in-network providers. When members see in-network doctors and facilities, their costs are far less than those of an out-of-network physician.
The Cigna Connect plans do not require members to have a primary care provider (PCP) but they do encourage members to have a PCP who acts as a team leader in coordinating care. Cigna Health Insurance offers individuals and families personalized digital tools and 24/7 customer service, including with the Cigna Connect Health plan.
What is Cigna Drug & Alcohol Rehab Coverage in Tenness ee?
Cigna drug rehab and alcohol rehab coverage refers to insurance benefits that cover the costs, partially for full, for various services related to substance use disorders. Rehab coverage may include inpatient or outpatient treatment, specific therapeutic modalities, such as cognitive-behavioral therapy (CBT), medication management, and additional services.
Although federal law mandates mental health and substance abuse treatment coverage, your policy benefits and limits determine the extent of coverage. It’s important to understand your coverage. We encourage you to call Freeman Recovery Center at (615) 645-3677 or contact us for more information about treatment options and to verify your insurance coverage with Cigna. Our admission specialists are prepared to provide detailed answers to questions, such as “Does Cigna cover rehab in TN?”
Which Addiction Treatment Services Are Covered?
- Individual Therapy — Individual therapy helps clients understand and evaluate the causes and behavior behind addiction. In individual therapy sessions, clients meet one-on-one with a licensed therapist. They explore their personal challenges and develop strategies to maintain sobriety post-treatment.
- Group Therapy — In group therapy sessions, licensed therapeutic professionals facilitate conversation surrounding active addiction and recovery. They utilize a range of evidence-based modalities including cognitive behavioral therapy and relapse prevention training. Clients develop healthy relationships with one another as they offer their peers support and encouragement.
- Family Therapy — Addiction affects all members of the family and puts a major strain on healthy family dynamics. Family therapy sessions allow all members of the family a safe space to heal and work on developing healthy boundaries and communication skills.
- Case Management Services — Case managers serve as client advocates, helping them navigate the recovery process and address any related issues. Therapeutic team members work alongside case managers to develop personalized treatment and aftercare plans.
- Medication-Assisted Treatment — In some cases, medication serves as an important part of the early recovery process. Cigna health insurance covers medication-assisted treatment options and medication management services.
- Trauma Therapy — Trauma therapy, also known as trauma-focused therapy or trauma-informed care, is a form of psychotherapy designed to manage the impact of traumatic events. Trauma therapy helps clients process traumatic events and manage the symptoms of trauma and PTSD.
- Dual Diagnosis Treatment — At Freeman Recovery Center, we offer dual diagnosis treatment options to individuals suffering from co-occurring substance use and mental health disorders.
Behavioral Health and Employee Assistance Programs (EAP)
Employed individuals who have been struggling with addiction might be afraid that seeking professional help could cost them their careers. An Employee Assistance Program (EAP) is a “work-based program that offers free, confidential assessments, short-term counseling, referrals, and follow-up services to employees with personal and/or work-related problems.” EAPs cover many issues, including substance use disorders and mental health concerns.
The Cigna website reads, “With EAP services, there is an enhanced opportunity to improve well-being and productivity. Employer services are also included to help address organizational concerns and traumatic events, and to help managers and HR professionals navigate some of the more challenging aspects of their jobs.” Not only do EAPs help employees, but they also work to increase productivity and reduce costs associated with untreated substance use disorders and mental health concerns.
Rehab Center in Tennessee That Takes Cigna Health Insurance
Freeman Recovery Center is a rehab center that takes Cigna Health Insurance plans. Freeman Substance Abuse Recovery Center is located in both Burns and Dickson, Tennessee, where you have access to inpatient and residential care, medical detoxification, partial hospitalization programs, intensive outpatient programs (IOP), and traditional outpatient programs to meet your needs.
Detox & Inpatient Facility: 1615 HWY 96, Burns, TN 37029
Hours of Operation: 24/7
PHP & IOP Facility: 222 State St, Dickson, TN 37055
Hours of Operation:
Monday – Friday, 8am – 9pm
Admissions & Admin Office: 250 State St, Dickson, TN 37055
Hours of Operation:
Monday – Friday, 8am – 5pm
Check Your Cigna for Rehab Treatment Coverage
Does Cigna Insurance Cover Drug and Alcohol Addiction Treatment Rehab in Tennessee?
Cigna Health Insurance plans typically offer some level of coverage for substance use treatment and addiction in Tennessee. Your insurance policy determines the treatment details and options covered, such as medical detoxification, mental health therapy, or medication management. Contact Freeman Drug and Alcohol Addiction Center today for information about your treatment options and to verify your insurance coverage.
Does Cigna Insurance Cover Medical Detox Treatment in Tennessee?
Cigna Health Insurance policies in Tennessee typically cover medical detox, which is a 24/7 supervised process to help you safely manage the acute physical symptoms of withdrawal from drugs or alcohol. The coverage details depend on your policy. We encourage you to call Freeman Alcohol and Drug Addiction Center to verify your insurance coverage.
Does Cigna Cover Residential Inpatient Rehab Treatment in Tennessee?
Your Cigna Health Insurance policy in Tennessee typically offers some level of coverage for residential inpatient rehab and addiction treatment. Individuals undergo an intensive program living at a therapeutic facility. Programs usually include therapy, counseling, and support groups in an environment free from daily stressors and triggers. This promotes healing and provides the tools needed for long-term sobriety and mental health stability.
Does Cigna Insurance Cover Mental Health Therapy and Treatment in Tennessee?
Cigna Health Insurance plans typically offer coverage for mental health therapy in Middle Tennessee, covering cognitive behavioral therapy, motivational interviewing, and other holistic approaches for alcoholism and drug abuse. The level of coverage is based on your policy’s benefits and exclusions, which you can easily determine by calling the Freeman Alcohol and Drug Addiction Center at (615) 645-3677.
Does Cigna Cover Dual Diagnosis Treatment for Co-Occurring Disorder in Tennessee?
Cigna Health Plans usually offer some level of coverage for dual diagnosis. The company recognizes the need for behavioral health and addiction specialists who are well-equipped to treat dual diagnosis. Treating substance abuse and a co-occurring mental health condition simultaneously increases the potential for achieving successful and sustainable sobriety.
Treatment will address mental health disorders and substance abuse issues concurrently using an integrated approach to ensure the conditions are treated as interrelated. Therapies will typically include medication management, behavioral counseling, support groups, and aftercare. An individual’s customized treatment plan uses a comprehensive care model to improve well-being and reduce the risk of relapse.
Related Rehab Treatment Programs Covered by Cigna Health Insurance
Cigna Health Plans offers coverage for addiction treatment in a variety of settings. Below is a list of options, but this is not a full list. We encourage you to call Freeman Recovery Center at (615) 645-3677 or contact us to learn more about the available treatment programs that can answer your needs and provide you with the behavioral health and addiction care needed to overcome issues with substance abuse.
Cigna Coverage for Partial Hospitalization Programs (PHP) in Middle Tennessee
Partial hospitalization programs (PHP) offer structured outpatient treatment where individuals receive therapeutic services during the day but return home at night. A PHP is ideal for those needing consistent medical and psychological support without full-time residential care. PHPs typically offer group and individual therapy, medication-assisted treatment, and more, providing a critical step down from inpatient care to traditional outpatient services.
Cigna Health Insurance plans typically offer some level of coverage for partial hospitalization programs. Your coverage level depends on the policy benefits and exclusions. We encourage you contact us today for more information about PHPs and to verify your insurance coverage.
Cigna Coverage for Intensive Outpatient Program (IOP) in Middle Tennessee
Intensive outpatient programs (IOP) provide a high level of care for those transitioning from an inpatient or PHP and need more support than typical outpatient services. Individuals receive several hours of therapy for several days each week, focusing on group and individual therapy and skill-building sessions. These programs allow individuals to maintain their daily responsibilities while receiving comprehensive treatment.
Cigna Health Insurance plans typically offer some level of coverage for IOPs. The health insurance provider recognizes the need for more intense outpatient therapy to reduce the risk of relapse. Your coverage level depends on your insurance policy. Our admission counselors can offer an estimate of your expected out-of-pocket expenses.
Cigna Coverage for Inpatient Rehab in Middle Tennessee
Inpatient rehabilitation is an option for individuals who require 24/7 medical and emotional support. Individuals live within the facility that’s designed for those with severe addiction or dual diagnosis. Inpatient rehab provides a structured environment with therapeutic interventions such as medical detoxification, counseling, group sessions, and wellness activities.
Cigna Health Insurance plans offer coverage levels for inpatient rehabilitation. However, your insurance coverage depends on the policy benefits and exclusions. We encourage you to call Freeman Drug and Alcohol Addiction Center or contact us to learn more about how inpatient rehabilitation treatment can increase the potential for successful sobriety and sustainable recovery.
How Much Does Drug and Alcohol Addiction Treatment Cost With Cigna Insurance Coverage in TN?
Your out-of-pocket cost is the difference between what the treatment center charges and your Cigna policy covers. The average cost of addiction treatment in an inpatient setting can reach $57,000. Treatment center charges for an outpatient program are roughly $1,700, again depending on the length of the program, the severity of the addiction, and other factors.
Call (615) 645-3677 for a more accurate estimate of addiction treatment with your Cigna Health Insurance policy and tailored to your specific treatment needs.
How To Check Cigna Health Insurance Coverage Levels for Drug & Alcohol Rehab Treatment
The easiest way to check your Cigna drug and alcohol rehab coverage levels for treatment is to call Freeman Substance Abuse Recovery Center or contact us. Our admission specialists can verify your insurance coverage with Cigna, determine the amount left on your yearly deductible, and help estimate your out-of-pocket expenses.
While Cigna Health Insurance has a member services phone line where you can get answers to your questions about your insurance policy, our admission specialist at Freeman Addiction Recovery Center can do far more. We can verify your insurance coverage, determine if prior authorization is needed, guide you through gathering the necessary documentation, schedule a tour of the facility, and conduct your initial assessment to streamline the admission process.
How To Get Cigna Health Insurance To Pay For Drug & Alcohol Rehab Treatment in Tennessee
The best way to get Cigna to pay for your drug and alcohol rehabilitation treatment is to know and understand the benefits and limits of your policy. When you enrolled with Cigna, you received documentation that outlined what the policy would and would not pay for.
However, the best way to access the details and receive guidance on collecting the necessary documentation is to call Freeman Drug and Alcohol Addiction Center or contact us. Our admission specialists can help you understand the necessary insurance information and schedule a tour of the facility and your initial assessment.
How Many Times Will Cigna Insurance Coverage Pay For Rehab in TN?
Your Cigna Health Insurance policy determines how often the company will pay for drug and alcohol addiction treatment. Insurance policies typically have limitations and exclusions that may include the number of times you can receive care during the year, the number or type of therapy sessions, or the number of times you can receive treatment per incident.
Each policy is different and the admission specialists at Freeman Alcohol and Drug Addiction Center can help you get the information you need. Our financial counselors can help you seek further financial assistance if you require more care than Cigna Health Insurance covers. Our behavioral health and addiction specialists understand that while rehabilitation may be costly, the financial, relational, and employment consequences of not receiving treatment are far more expensive.
- Aetna
- Ambetter
- Amerigroup
- Baylor Scott & White
- Blue Cross Blue Shield
- Bright Health
- Carelon
- CHAMPVA
- ComPsych
- Cigna
- Elevance Health (Anthem)
- First Health Network
- GEHA
- Golden Rule
- HealthSmart
- Humana
- Magellan
- Medicaid
- Molina Healthcare
- Multiplan
- Optum
- Optum Serve
- Oscar Healthcare
- Providence Health
- TRICARE
- UHC
- UMR
Stats and Information on Substance Addiction and Treatment in Middle Tennessee
- Hospital costs are estimated at an annual $13.2 billion to just hospitals for the treatment of substance use disorders.
- Drug offenses are responsible for over 350,000 people being incarcerated each year and roughly 1 in every 5 persons in prison is locked up for a drug offense.
- In 2020, the Tennessee incarceration rate was 6% higher than the national average and the prison population grew by an average of 6% each year.
- People do not get treatment while incarcerated, which often interrupts treatment by cutting people off from medically-managed care.
- Patients who have to wait for treatment are less likely to complete a treatment program.
- In 2020, mental illness and substance use disorders affected nearly one-third of all non-elderly adults. Most were covered by private insurance. People with Medicaid and who have moderate to severe illness were more likely than those with private insurance to have chronic health conditions.
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