Does Blue Cross Blue Shield of Illinois Cover Drug and Alcohol Rehab Treatment?

Additional Brands, Products, and Services from Blue Cross and Blue Shield of Illinois (BCBSIL)

Blue Cross and Blue Shield of Illinois helps meet the insurance needs of individuals, families, and employers alongside Medicare and Medicaid options. Their online platform allows members to find account information, and doctors in their area, and learn what to do if a claim is not approved.

• Individual and Family Plans: BCBSIL offers three tiers of individual and family plans. The Gold plans are for individuals with more medical needs and who prefer to have lower out-of-pocket costs but a higher monthly premium. Silver plans help balance monthly premiums and deductibles, and the Bronze plans are for people who don’t have prescription medications or current health concerns. Bronze plans have low monthly payments and higher deductibles.
• Employer Plans: Group health insurance plans for employers are available no matter the size of the business to help create a more productive workplace. The company offers benefits that include support tools and benefits administration, virtual visits for employees, and tools, programs, and incentives for employers.
• Medicare: BCBSIL offers a variety of Medicare plans for individuals who want supplements or Advantage Plans to manage their Medicare insurance.
• Medicaid: Blue Cross and Blue Shield of Illinois helps manage the Illinois Medicaid Program, including a platform for members to find providers, understand their plan benefits, and access information online or within a mobile app.

What Are the Most Popular Sites and Attractions of Tennessee?

Middle Tennessee is renowned for its rich musical heritage, particularly in Nashville, which is known as “Music City.” Middle Tennessee is a hub for the country music industry and home to iconic attractions such as the Grand Ole Opry and the Country Music Hall of Fame and Museum. 

The Grand Ole Opry showcases a mix of legendary performers and contemporary musicians while the Country Music Hall of Fame and Museum offers a comprehensive look at country music history. Ryman Auditorium is known as the “Mother Church of Country Music.” Visitors can experience live performances in a venue that’s steeped in history. Middle Tennessee is also home to beautiful natural attractions like the scenic Natchez Trace Parkway, which is ideal for hiking, biking, and driving through picturesque landscapes.

Is Out-of-State Rehab Treatment Covered by BCBSIL Plans?

BCBSIL insurance plans generally pay for out-of-state rehabilitation addiction treatment for substance abuse and alcoholism. However, the coverage level depends on your BCBS of Illinois alcohol rehab policy. Receiving addiction treatment out of state offers significant benefits. We encourage you to call Freeman Substance Abuse Recovery Center or contact us to speak with one of our admission counselors. 

BCBSIL has a member services phone number where you can get your questions answered about your insurance policy. However, you can achieve far more with one phone call when you call the admission counselors at Freeman Alcohol and Drug Addiction Center. They can verify your insurance coverage, estimate your out-of-pocket expenses, schedule an initial evaluation, and connect you with our financial counselors who can further assist you in the financial aspects of out-of-state recovery. 

Should I Travel Out-of-State to Rehab in Tennessee?

Seeking treatment out-of-state in Tennessee offers individuals unique benefits in their journey to successful recovery and sustainable sobriety. The Freeman Addiction Recovery Center facilities are located in areas where our residents have access to natural and serene surroundings that contribute to introspection and learning more about yourself. 

Freeman Recovery Center offers a supportive recovery culture from the administrative staff to the therapists and the residents. Behavioral health therapy is often more successful when you can remove yourself from the daily stresses of life and addiction triggers. Freeman Substance Abuse Recovery Center facilities provide an environment that supports your recovery.

Drug and Alcohol Medical Detox Programs Covered by BCBSIL

Blue Cross and Blue Shield of Illinois typically offer some level of coverage for drug and alcohol medical detox programs. These are a key first step in addiction recovery. Detox programs offer supervised withdrawal from addictive substances in a safe, medical setting. The goal is to stabilize the individual physically and mentally while preparing them for further treatment.

Inpatient Addiction Treatment Programs Covered by BCBSIL

BCBSIL generally covers inpatient addiction treatment programs for members struggling with substance abuse and co-occurring mental health conditions. Inpatient programs offer comprehensive care inside a structured environment where individuals live and receive 24/7 medical and therapeutic support. The goal is to address the root causes of addiction and equip individuals with the tools needed to achieve long-term sobriety and recovery.

Drug and Alcohol Addiction Partial Hospitalization Programs (PHP) Covered by BCBSIL

Most Blue Cross and Blue Shield of Illinois insurance policies cover some portion of partial hospitalization programs (PHP). These are programs that provide individuals a structured environment with many of the same therapeutic interventions they’d receive as an inpatient, but with the opportunity to go home in the evenings. PHP typically involves multiple hours of therapy five to seven days each week.

Drug and Alcohol Addiction Intensive Outpatient Programs (IOP) Covered by BCBSIL

Blue Cross and Blue Shield of IL typically includes coverage options for intensive outpatient programs (IOPs). These programs offer individuals a high level of care on an outpatient basis to treat addiction or manage mental health disorders. IOPs generally require several hours of therapy sessions each week while allowing participants to maintain their daily responsibilities at home, school, and work.

Blue Cross and Blue Shield of Illinois Coverage of Acute Treatment Programs

Acute drug and alcohol treatment programs are designed for those with severe substance use disorders who require immediate, intensive intervention. The programs typically begin with medical detoxification to safely manage withdrawal symptoms and are followed by a combination of pharmacological treatment, individual and group therapy, skill building, and psychoeducation. The goal is to stabilize the individual and prepare them for ongoing recovery.

Blue Cross and Blue Shield of Illinois provide some coverage for individuals who require immediate and urgent inpatient care for addiction treatment. However, while the policy offers coverage, it also determines the benefits and limitations. We encourage you to call Freeman Drug and Alcohol Addiction Center at (615) 645-3677 or contact us to speak with one of our admission counselors. They can verify your insurance coverage, estimate your out-of-pocket expenses, and schedule a tour of our facility.

Blue Cross and Blue Shield of Illinois Coverage of Inpatient Programs 

Inpatient programs provide intensive, residential treatment for individuals with severe substance use disorders and co-occurring mental health conditions. The programs offer 24/7 medical and therapeutic support in a controlled environment. Behavioral health and addiction specialists focus on stabilizing the individual and customizing treatment plans that foster recovery and prepare a person for a successful transition into daily life.

BCBSIL policies typically include coverage for residential treatment and inpatient care. However, the level of coverage is determined by your insurance policy. We encourage you to call Freeman Substance Abuse Recovery Center or contact us. Our admission counselors are adept at working with Blue Cross and Blue Shield of Illinois and can help verify your insurance coverage and estimate your out-of-pocket expenses.

Blue Cross and Blue Shield of Illinois Coverage of Mental Health Treatment Programs

Mental health treatment programs are a key part of treating co-occurring mental health conditions alongside substance use disorders. This is called dual diagnosis. While these are two conditions, they must be treated concurrently for successful recovery. Mental health treatment programs are tailored to improve mental well-being and provide the individual with the tools needed to manage symptoms effectively.

Health insurance policies from BCBSIL must include coverage for mental health conditions as mandated by federal law. However, the level of coverage is determined by your insurance policy. The admission counselors at Freeman Substance Abuse Recovery Center can help determine your level of coverage and estimate your out-of-pocket expenses.

Statistics on Substance Misuse in Middle Tennessee

• Costs to the TN jail system have risen to over $1 billion each year. In 2020, the incarceration rate was 6% higher than the national average and the prison population grew by an average of 6% each year.
• In TN, 80% of all crime has some drug-related component and from 2003 to 2017, the incarceration rate for drug offenses in Tennessee rose by 26%.
• Even brief interventions with a primary care physician can reduce drug and alcohol use but do not result in sobriety or complete recovery.
• TN ranks third in the country for prescription drug abuse across all demographics and 70% of those who used prescription pain relievers for non-medical purposes got the drugs from a friend.
• Prescription drug use consequences include overdose deaths, increasing hospital costs and ER visits, loss of child custody, and incarceration.
• Addiction is a complex illness that requires extended care customized to the individual to increase the potential for successful recovery.
• In 2021, KFF reported 56.6 overdose deaths per 100,000 in TN as compared to 32.4 per 100,000 in the U.S.