Humana Drug and Alcohol Addiction Rehab Treatment Coverage in Nashville, Tennessee

Some of Humana’s Health Insurance Brands, Services Offerings and Product Lines

As one of the largest health insurance companies, Humana offers a variety of brands, services, and product lines designed to meet the needs of different customers. Some of their key offerings include:

• Humana Individual and Family Plans: Humana offers plans for individuals and families that meet the requirements of the Health Insurance Marketplace. Plans include low-premium and high-deductible health plans that may be paired with health savings accounts, high-premium and low-deductible plans, and traditional Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans.
• Humana Group Plans: These plans are designed for employers and include a variety of options depending on the plan and the company size. Employers may choose fully insured plans, self-insured plans, and wellness programs aimed at improving employee health and reducing healthcare costs.
• Humana Military Services: Humana administers healthcare services to military personnel, veterans, and their families through the TRICARE program. It offers access to a large network of healthcare providers and facilities in the East Region.
• Medicare Advantage Plans: Humana offers a range of Medicare Advantage Plans, including Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Private Fee-For-Service (PFFS) plans. The plans often include additional benefits beyond Original Medicare. This may include dental, vision, hearing, wellness, and prescription drug plans.
• Medicare Prescription Drug Plans: These premium-based standalone plans offer prescription drug coverage to Medicare beneficiaries. They help to cover the cost of medications, including medication-assisted treatment, depending on the policy.
• Medicaid Plans: Humana offers Medicaid managed-care plans in certain states. These plans provide comprehensive coverage for low-income individuals and families. Benefits can include preventive care, behavioral health services, and long-term care.
• Humana Wellness: Humana can include various wellness programs in their health plans, which focus on preventive care, chronic disease management, and lifestyle improvement.

How Much Does Tennessee Drug & Alcohol Addiction Treatment Cost with Humana Health Insurance Coverage?

The cost of Tennessee drug and alcohol addiction treatment with Humana Health Insurance varies based on your policy. According to the National Center for Drug Abuse Statistics, Tennessee is the 16th least expensive state for residential drug treatment. The average cost of an inpatient program is $56,600, but this is highly variable, and outpatient costs are significantly less.

Many Humana policies cover residential addiction treatment. Your out-of-pocket expenses depend on several factors, including your policy deductible, copayments, and coinsurance obligations. Freeman Drug and Alcohol Addiction Center is committed to finding a payment option that fits your needs. We encourage you to contact us to check your insurance coverage and discuss a payment arrangement that can help accommodate your current financial abilities.

How Much Does Drug & Alcohol Addiction Treatment Cost Without Humana Health Insurance Support?

The cost for drug and alcohol treatment without Humana Health Insurance varies depending on the charges from the treatment center and the available financial aid in your community. The average cost of residential treatment in Tennessee is $56,600, and individual therapy sessions typically average between $100 and $200.

When you work with the admission and financial specialists at Freeman Drug and Alcohol Addiction Center, we can help you find financial assistance and discuss a payment plan that suits your budget. Contact us today.

Does Humana Health Insurance Cover Medical Detox Programs in Tennessee?

Yes, Humana Health Insurance policies usually cover at least some of your medical detox costs. Coverage levels vary depending on your plan. For example, policies with a low monthly premium and high deductible typically offer fewer benefits than policies with a high monthly premium and low deductible.

You can easily get an estimate of your out-of-pocket costs for medical detoxification programs when you call Freeman Alcohol and Drug Addiction Center at (615) 645-3677 and speak with one of our admission counselors. We can answer your questions about your Humana rehab coverage and our treatment programs.

Does Humana Health Insurance Cover Residential Addiction Treatment in the Volunteer State?

Yes, Humana Health Insurance policies usually cover at least some of the costs of residential addiction treatment in Tennessee. However, your coverage level varies depending on your health insurance plan. Residential addiction treatment involves intensive, 24-hour care in a live-in facility.  

Humana therapy coverage often includes evidence-based treatments such as cognitive behavioral therapy. Policies usually also cover medical care, detoxification, and counseling, which are integral to recovery. You may be responsible for out-of-pocket costs, such as deductibles, copayments, or coinsurance. You should review your plan details or contact Freeman Addiction Recovery Center to check your insurance benefits and estimate your potential out-of-pocket expenses.

Does Humana Health Insurance Cover Mental Health Therapy & Treatment Near Nashville?

Yes, Humana Health Insurance policies usually offer mental health therapy and treatment benefits near Nashville. Humana therapy coverage often includes evidence-based treatments such as individual and group cognitive behavioral therapy, motivational interviewing, inpatient and outpatient care, family therapy, psychiatric consultation, medication management, and more.

Services may be covered for in-network and out-of-network providers, but the coverage level varies depending on your specific plan. 

Does Humana Insurance Cover Eye Movement Desensitization and Reprocessing Therapy in Middle Tennessee?

Yes, at least some of the cost of eye movement desensitization and reprocessing (EMDR) therapy is covered by Humana Insurance in Middle Tennessee. However, your coverage level varies depending on your policy. This also includes varying deductibles and co-payments that affect your out-of-pocket costs.

EMDR therapy is an evidence-based form of psychotherapy that helps resolve traumatic memories. The therapy has eight phases to help your brain reprocess memory and reduce emotional intensity. It’s widely used to treat post-traumatic stress disorder (PTSD), but it is also effective for other mental health issues, including substance abuse, anxiety, depression, and phobias. We encourage you to call Freeman Drug and Alcohol Addiction Center to find out more about how EMDR can be used in your customized treatment program and to confirm your insurance details.

Humana Insurance Coverage for Residential Inpatient Addiction Rehab

Residential inpatient addiction programs provide you with an intensive treatment plan while living at our facility. These programs usually range from 30 to 90 days or more. You are provided 24-hour care in a structured environment that focuses on comprehensive treatment, including medical detoxification, therapy, and holistic approaches, for substance use disorders. You learn the skills needed for long-term recovery.  

Humana Health Insurance usually covers residential inpatient addiction as part of its behavioral health services. Your coverage can vary depending on your policy and length of stay. 

Humana Insurance Coverage for Outpatient Addiction Rehab

Outpatient addiction rehab programs offer the opportunity to receive care for substance use disorders while living at home and maintaining your daily responsibilities. Programs typically involve regular therapy sessions, including individual, group, and family counseling. Outpatient therapy is beneficial when you do not require intensive supervision. The flexibility allows you to receive support while maintaining your everyday routines.

Humana Health Insurance commonly provides coverage for outpatient addiction rehab. Coverage can include various aspects of treatment, such as individual therapy sessions, counseling, support groups, and medication management. The extent of your coverage depends on your policy and other influencing factors, such as the duration of rehabilitation.

Humana Coverage for Addiction Partial Hospitalization Programs (PHP)

A partial hospitalization program (PHP) utilizes an intensive outpatient plan within a highly structured environment. You receive treatment for several hours each day but return home in the evening. The program benefits people who have graduated from a residential program or do not need 24-hour supervision. PHP offers a comprehensive approach that focuses on developing coping strategies for long-term sobriety.

Humana health insurance usually covers PHP, including various components such as therapy, psychiatric evaluations, and medical services. However, the specifics of your coverage depend on your insurance policy.

Humana Insurance Coverage for Addiction Intensive Outpatient Programs (IOP)

Intensive outpatient programs (IOP) allow you to receive care while continuing to live at home. An IOP is ideal when you don’t require 24/7 supervision of an inpatient program but still need a higher level of support than standard outpatient care. You receive multiple therapy sessions each week focusing on relapse prevention and developing healthy coping strategies.

An IOP provides a flexible and comprehensive approach to recovery while allowing you to transition into everyday life. Humana generally covers IOPs. The coverage usually includes services, such as therapy sessions, counseling, and sometimes medication management. The extent of your coverage depends on your insurance policy.

Humana Insurance Coverage for Evidence-Based Therapy and Treatments

Evidence-based therapy refers to therapeutic approaches that have been scientifically tested and proven to be effective in treating mental health and substance use disorders. The treatment is grounded in research and widely recognized for improving patient outcomes. Common evidence-based treatments include Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Motivational Interviewing (MI), and Medication-Assisted Treatment (MAT) for substance use disorders.

Humana generally provides coverage for evidence-based therapy and treatments. However, your coverage level depends on your insurance policy, diagnosis, and treatment plans. Your out-of-pocket costs can include deductibles, co-payments, and coinsurance. It’s important to confirm your coverage details prior to seeking treatment.

Addiction Rehab and Mental Health Statistics in the Volunteer State

• According to the Metro Public Health Department of Nashville, the number of fatal drug overdoses has consistently risen from 2018 through 2023. In 2023, there were 746 fatal overdoses, 31 of which were still pending as of the report ending in the first quarter of 2024.
• The Tennessee Department of Mental Health and Substance Abuse Services reported the top three substances of abuse in Tennessee were opioids, alcohol, and marijuana.
• According to the University of Tennessee, $2 million was included in the 2018-2019 Tennessee budget to help
• According to the Tennessee Bureau of Investigation, roughly 70,000 Tennesseans are still addicted to opioids, placing the number at epidemic levels for addiction, overdose, and death. They also estimate roughly 800 methamphetamine labs are operating at any one time in Tennessee.
• According to the University of Tennessee Institute for Public Service, the corrections system spends over 1 billion each year on a rising incarceration rate, which is related to the growth in substance abuse.